Nykredit Realkredit A/S Updates Final Terms for Euro Medium Term Note Programme

To Nasdaq Copenhagen 20 January 2026 Nykredit Realkredit A/S – New final terms for Euro Medium Term Note Programme Nykredit Realkredit A/S publishes final terms for an issue of EUR 500,000,000 Subordinated Fixed Rate Resettable Notes due 2038, which are issued pursuant to Nykredit Realkredit A/S's €15,000,000,000 Euro Medium Term Note Programme dated 8 May 2025. The final terms dated 19 January 2026 and the Euro Medium Term Note Programme dated 8 May 2025 are available for download on Nykredit's website at nykredit.com/ir. Enquiries may be addressed to Nykredit Realkredit A/S, Group Treasury, Morten Lisberg, Head of Group Treasury, tel +45 44 55 10 77, or Morten Bækmand Nielsen, Head of Investor Relations, tel +45 44 55 15 21. Attachment Nykredit_Realkredit_New_final_terms_for_Euro_Medium_Term_Note_Programme_2026-01-20