Economy & Markets
2 min read
Achieve Your Financial Goals: 5 Proven Tips to Buy Less
The Washington Post
January 18, 2026•4 days ago

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To combat overconsumption and achieve financial goals, individuals are advised to focus on buying less. One person successfully used this strategy to pay off student loans. Key recommendations involve shifting financial mindset, improving impulse control, and establishing conditions for success. This approach aims to foster greater financial control and support the attainment of specific monetary objectives.
Many people, particularly on social media, are pushing back on overconsumption and trying to buy less, in part to take more control over their finances. Last year, I decided to do the same, with a specific goal in mind: to pay off my student loans. I contacted a colleague, personal finance columnist Michelle Singletary, for advice on shifting my financial mindset. I also spoke with psychiatrist and author Gail Saltz about impulse control and setting myself up for success. Here’s what they recommend if you want to buy less in 2026.
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