Student Granted Bail in GH¢24,849 ATM Fraud Case

A student has appeared before the Dansoman Circuit Court for allegedly using a GCB Bank automated teller machine card to withdraw GH¢24,849 from the accounts of two customers in separate incidents in Accra. The accused, Regan Kwesi Egbe Addo, also known as Morgan Addo, is facing two counts of stealing in two separate cases. He pleaded not guilty to the charges when he was arraigned before the court. In the first case, the prosecution alleged that on September 17, 2025, Addo posed as a staff member of GCB Bank at the Ministries ATM in Accra and deceived a customer into accompanying him to the Société Générale Ghana Bank Premier Towers branch. Leading the prosecution, Chief Inspector Christopher Wonder told the court that Addo stood behind the complainant while he entered his personal identification number and later requested to clean the ATM card chip, during which he allegedly swapped the card. The court heard that Addo subsequently withdrew GH¢14,949 from the complainant’s account at various locations in Accra, including the Kempinski Hotel and the Airport City Shell Fuel Station, without the complainant’s consent. According to the prosecution, police at Ministries retrieved closed-circuit television footage from GCB Bank to trace the movements of both the complainant and the accused in the course of investigations. In the second case, Addo is alleged to have employed a similar modus operandi on December 23, 2025, at about 1640 hours, to withdraw GH¢9,900 from the account of a female GCB Bank customer who is also a staff member of the Ministry of Fisheries. Chief Inspector Wonder said the complainant reported the matter to the police at Ministries after learning of Addo’s arrest, following his placement on a police wanted list for alleged ATM card thefts within the Accra Central Division. The court admitted Addo to bail and directed him to appear, together with his lawyer if any, for a case management conference on March 11, 2026. The prosecution was also ordered to file its witness statements and disclosures ahead of the next hearing.